Sources & Uses — Monthly Cash Flow

A month-over-month view of cash in the bank, from the month before PSA signing through the owner-note buyout — what goes out, what has to come in, and when each fundraising tranche must be secured to stay above the working-capital floor.

Every figure below is a working target derived from the milestone timeline — not a commitment or a quote.

Additional Fundraising Ask

—

Beyond the — seed, which is the only funding this plan assumes — raised as four lump sums, each secured one month before the phase it funds begins. The two largest cover the — close and the — principal buyout. This exceeds total uses by design: it carries a — operating reserve at the end and assumes no SEA match.

Raise in Diligence

—

Raise in Design & Permitting

—

Raise in Construction

—

Raise for Buyout

—

Total Uses

—

Purchase, buildout and financing carry — a — plan total plus — of owner-note interest

Not in the model — potential upside

— SEA (Squash Education Alliance) matching grant is being pursued. It is uncertain in both timing and amount, so it is not scheduled anywhere in the flow below — no month assumes it. If it lands, whenever that is, it offsets — of the ask shown above, or rebuilds reserve if the raises have already closed.

Monthly outflows & cash in bank — Aug 2026 to Sep 2028

Diligence Purchase & financing Soft costs (A&E) Hard costs FFE + closeout Cash in bank (EOM) Cash floor In escrow (refundable) Raise (derived) Seed cash (the only assumed funding)

Bars are monthly cash out, stacked by category. The stepped line is end-of-month cash; the four ▲ markers are the derived fundraising lumps, each secured a month before the phase it funds and drawn down across it, keeping cash above the dashed floor (— pre-close, — from close onward). The last and largest pays the — owner-note principal in —, two months after construction completes; the interest-only carry months (Jul–Aug 2028) in between are funded by the Construction lump, since the buyout money is not in hand until then. The tinted band is the refundable escrow deposit — restricted cash, not spend; it leaves the bank at PSA and is credited against the purchase at close. The SEA matching grant is deliberately absent: it is pursued but unscheduled, so it appears nowhere in this flow. Hover any month for detail; the full table is below.

Derived Fundraising Schedule

Four lumps — each in hand a month before its phase begins

Monthly Ledger

Inflows, outflows & end-of-month cash

Month	Inflows	Outflows	In escrow	Cash EOM

Inflows are listed by source, never merged into one figure: Aug 2026 carries both the seed and a derived raise, and the distinction matters — the seed is in hand, the ▲ raise is the ask. Every other inflow in this table is a derived raise; no grant or match is assumed on any date. The escrow deposit is a movement of restricted cash, not spend — it appears in the In-escrow column (→ into escrow at PSA, applied against the purchase at close), never in Outflows, so the close-month outflow shows the down payment net of the deposit. Dollar figures are rounded to whole dollars; monthly spreads of the budget categories carry fractional cents, so column sums can differ from category totals by a dollar or two.

Cost figures derive from the milestone timeline’s working budget — order-of-magnitude estimates pending real GC pricing, not bids. Every deal figure on this page (purchase price, down payment, deposit, note principal, interest, buyout, cash floors) is read from data/deal-terms.js and nothing here hardcodes one, so a change to the price moves the chart, the table, the schedule and this paragraph together. The refundable escrow deposit is modeled as restricted cash at — of the purchase price (—; the LOI range is 3–5%): it leaves the bank at PSA, is refundable during diligence, and is applied against the purchase at close — so the close-month cash outflow for the down payment is — while total purchase and total uses are unchanged. Owner financing is modeled as simple interest-only at — on — — — of — from close through — (— total) — with the — principal buyout on —, per the LOI structure. Because the buyout falls two months after construction completes (6/30/2028), the schedule carries two interest-only months (Jul–Aug 2028) before it. Derived raises are four lump sums — one per phase, in hand one month before that phase’s money is first needed, so funds are secured before spending starts rather than on the day it goes out (Aug 2026 before the PSA, Mar 2027 before the close, Sep 2027 before mobilization, Aug 2028 before the buyout) — each the minimum amount, rounded up to —, that keeps end-of-month cash at or above the working-capital floor until the next lump lands: — through 3/31/2027 and — from close (4/1/2027) onward, including after the buyout is paid. Raising ahead of each phase is deliberate, so balances run well above the floor mid-phase; the ending balance is an operating reserve, not surplus. The — SEA (Squash Education Alliance) matching grant is deliberately excluded from the modeled flow — it is being pursued but is uncertain in both timing and amount, and scheduling it on a date would overstate the plan; it is carried in the terms module as a documented potential offset so it is easy to re-introduce if it firms up. Timing and amounts will move as diligence findings, GC pricing, and actual gift timing come in.

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